AvMar Financial Services

AvMar Financial Services provides a full in-house brokerage option customized for yachting crewmembers and owners.

Services offered include, but are not limited to:

Offshore Bank Accounts

We have relationships with offshore banks in the Isle of Mann, Bermuda, and the Cayman Islands. These accounts are sometimes necessary for our international clients.

Stocks

We can determine your investment goals and tailor an investment strategy that is right for you! In today's volatile market picking the right stock can be difficult. Allow us to use our research tools and experience to set up the right portfolio for you.

Bonds

Bonds offer investors dependable income, relative safety and portfolio diversification. Because bonds typically have a predictable stream of payments and repayment of principal, many people invest in them to preserve and grow capital or to receive consistent interest income.

Mutual Funds

If you've decided you need to invest more effectively to meet your goals, you've already taken a big step in the right direction. The next step, choosing investments, may seem difficult, but a major advantage of investing with mutual funds is that you don't need to know everything there is to know about investing.

Insurance Annuities

Let us help you decide on an annuity that is right for you. There are two main types of annuities:

With an immediate annuity, your income payments start right away (technically, anytime within 12 months of purchase). You choose whether you want income guaranteed for a specific number of years or for your lifetime. The insurance company calculates the amount of each income payment based on your purchase amount and your life expectancy.
A deferred annuity has two phases: the accumulation phase, where you let your money grow for a while, and the payout phase. During accumulation, your money grows tax-deferred until you take it out, either as a lump sum or as a series of payments. You decide when to take income from your annuity and therefore, when to pay the taxes. Gaining increased control over your taxes is one of the key benefits of annuities. The payout phase begins when you decide to take income from your annuity. For most people, this is during retirement. As your needs dictate, you can take partial withdrawals, completely cash-out (surrender) your annuity, or convert your deferred annuity into a stream of income payments (annuitization). This last option is essentially the same as buying an immediate annuity.

For additional information or questions, please contact Chris Gambino at (954) 764-0404, chris@avmarinternational.com